Farmers Insurance filed nine class action suits against nearly 200 communities in the Chicago area, saying that local governments should have prepared for rising global temperatures that have led to heavier rains and flooding.
The suits charge that the municipalities did not do enough to fortify their sewers and stormwater drains, causing the insurance company to pay out claims that could have been averted.
While legal observers say the chances of Farmers winning the cases are slim, there may be another motive behind the strategy: insurance companies want to push cities to invest in prevention as a way to avoid future lawsuits.
The Farmers’ cases raise the question of how city governments should allocate funds in preparation for natural disasters.
Michael Gerrard, director of the Center for Climate Change Law at Columbia Law School in New York, told Reuters that he expects more lawsuits of this type. If disasters happen more frequently, it’s possible that cities would bear more legal responsibility to prepare for them, he indicated.
Related Stories
Codes and Standards | Sep 9, 2019
Free app calculates maximum allowable heights and areas for buildings
A free app that calculates the maximum allowable heights and areas for buildings of various occupancy classifications and types of construction has been released.
Codes and Standards | Sep 6, 2019
Standard for assessing frame deflection using one component polyurethane foams updated
The standard offers guidance when installing fenestration products.
Codes and Standards | Aug 29, 2019
The high cost of gridlock: $166 billion per year
Growing economy means more jobs, more cars, more hours stuck in traffic.
Codes and Standards | Aug 29, 2019
Industry leaders ask for government help as trades shortage worsens
AGC asks for more funding for education and increased immigration to fill gaps.
Codes and Standards | Aug 29, 2019
Code-conforming wood design guide available
The guide summarizes provisions for the use of wood and wood products in the 2018 IBC.
Codes and Standards | Aug 29, 2019
LEED residential market up 19% since 2017
The U.S. Green Building Council says that the LEED residential market has grown 19% since 2017. Nearly 500,000 single family, multifamily, and affordable housing units have been certified globally.
Codes and Standards | Aug 27, 2019
Slower speed limits in urban areas offer multiple benefits
Improved safety, better adoption of electric scooters and autonomous vehicles are possible if drivers ease off the accelerator.
Codes and Standards | Aug 27, 2019
Renewables creating significant savings for commercial and public facilities
Payback ranges from five to 15 years.
Codes and Standards | Aug 27, 2019
Oregon rescinds tsunami-zone construction ban
Other states have no ban, but have strengthened building codes for tidal wave resilience.
Urban Planning | Aug 27, 2019
Pop-up parks revitalize empty lots
Pop-up parks that provide instant open areas for public use and programming can revitalize under-utilized spaces and add vibrancy to neighborhoods.
