Farmers Insurance filed nine class action suits against nearly 200 communities in the Chicago area, saying that local governments should have prepared for rising global temperatures that have led to heavier rains and flooding.
The suits charge that the municipalities did not do enough to fortify their sewers and stormwater drains, causing the insurance company to pay out claims that could have been averted.
While legal observers say the chances of Farmers winning the cases are slim, there may be another motive behind the strategy: insurance companies want to push cities to invest in prevention as a way to avoid future lawsuits.
The Farmers’ cases raise the question of how city governments should allocate funds in preparation for natural disasters.
Michael Gerrard, director of the Center for Climate Change Law at Columbia Law School in New York, told Reuters that he expects more lawsuits of this type. If disasters happen more frequently, it’s possible that cities would bear more legal responsibility to prepare for them, he indicated.
Related Stories
Codes and Standards | Nov 23, 2020
New industrywide clay brick EPD launched
Contributes toward LEED v.4.0 and v.4.1 materials and resources requirements.
Codes and Standards | Nov 19, 2020
The ‘15-minute city’ could transform municipal planning
Concept aims for car-free living.
Codes and Standards | Nov 18, 2020
Commissioning study finds median energy savings of 3% to 16%
Berkeley Lab examines results of commissioning across building types.
Codes and Standards | Nov 17, 2020
Midtown Manhattan’s empty offices could be converted to affordable housing
Advocates envision idle offices re-zoned to alleviate housing crisis.
Codes and Standards | Nov 16, 2020
New concrete detailing manual includes downloadable CAD files
American Concrete Institute document contains guidance on codes for structural concrete.
Codes and Standards | Nov 12, 2020
California rent control measure defeated
Golden State voters reject Proposition 21.
Codes and Standards | Nov 11, 2020
NY court ruling makes it easier for condo boards to sue investors for construction defects
Investors would be tapped for damages on such cases.
Codes and Standards | Nov 10, 2020
Researchers and industry leaders will form national institute for AI in construction
Goal is to identify high-impact areas for application in design and construction.
Codes and Standards | Nov 6, 2020
Jobsite injuries in New York City decline 20% since 2017
Safety training cited as a cause of improvement.
Codes and Standards | Nov 4, 2020
Commercial building owners having tougher time securing insurance policies and renewals
Insurers’ fears of civil unrest in wake of election prompt builder’s risk coverage moratoriums.