President Barack Obama this month outlined a series of policies he said would continue to boost the housing market, including a long-ignored legislative proposal that would allow more Americans to refinance at current low mortgage rates. Obama is also taking executive action to widen the pool of borrowers eligible to receive loans from federally backed programs. Obama wants the federal government’s exposure to the housing market to be more limited. He called for an end to the federally owned mortgage giants Fannie Mae and Freddie Mac, and said that any future system must place the vast majority of financial risk on private-sector lenders.
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