To avoid lawsuits, contractors and designers need to do more than comply with codes

Climate change is making design and construction more challenging and increasing the potential for lawsuits against building teams, according to insurance experts.

Building to code is not enough to reduce liability because codes have not kept up with the rapid climate changes that are making extreme weather more common. Courts expect contractors and designers to keep up to date with trends in climate science that can impact their projects.

Building teams are not expected to design and build structures for long-term climate change, but those that adapt to current and foreseeable conditions have a better chance of defending their actions in court.

When considering climate impacts, building teams should also factor in the effects of their projects on adjacent properties. They should also consider the impact of projects on vulnerable populations as they have fewer resources to adapt to climate change.